Multi Car Accidents So, you're involved in an accident with multiple cars. What can you expect? Why isn't the insurance adjuster getting back to you? When you're involved in a multi-car accident, the process to resolve even the simplest claim can be more frustrating than usual. Even if it's obvious who was at-fault in the collision, the at-fault drivers’ insurance is going to take a long time to do anything, including arranging rental cars. The insurance company will be reluctant to issue any money when it looks like the limits of their insured's policy will be exhausted. If the at-fault driver has a minimum policy, they will have property damage liability coverage in the amount of $25,000 and liability bodily injury coverage in the amount of $30,000 per person / $60,000 per accident. That means that all of the vehicles that were damaged in the collision will be going after the same pot of money for the property damage ($25,000) and for the bodily injury claim...